Medicare & retirement planning, made simple.

Helping people turning 65, current Medicare beneficiaries, retirees, and their families make confident healthcare and retirement decisions.

Medicare & retirement planning, made simple.

Helping people turning 65, current Medicare beneficiaries, retirees, and their families make confident healthcare and retirement decisions.

Medicare

Medicare provides trusted health coverage for eligible individuals. Stay protected with affordable care and peace of mind.

Retirement Planning

Plan today for a secure and comfortable retirement. Build lasting financial confidence for the future.

Social Security

Maximize your Social Security benefits with smart planning. Secure a more confident financial future.

ACA Health Insurance

Affordable ACA health coverage for you and your family. Get quality care with plans that fit your budget.

Life Insurance

Protect your loved ones with dependable life insurance. Secure their future with confidence and care.

Long-Term Care

Plan for future care with confidence. Protect your health, independence, and savings.

Your plain-language planning guide

Written by ZCare founder Yaz Furukawa — a step-by-step walkthrough of Medicare choices, Social Security timing, and the questions everyone wishes they'd asked before enrolling.

 Turning 65 checklist and enrollment timeline

 Advantage vs. Supplement, in plain English

 Part D and the IRMAA surcharge, demystified

 Social Security timing scenarios for couples

 Retirement healthcare cost worksheet

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What Our Clients Say

By far the best service and health insurance products I have ever experienced. I couldn’t possibly recommend ZCARE any higher. They will treat you the way you have always wanted to be treated. They are The Best!

Tom F

Great company who’s been around OVER 10 years! They are very friendly, patient, and knowledgeable. Yasushi has helped me and several family members with medical insurance, dental insurance, and life insurance. Give them a call for all of your needs!

Stephen W

The professional manner in which Mr. Furukawa handles the needs of his clients is commendable. He is caring to ensure each person received what his customers need and want.

Dan A

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Upcoming Events

Medicare & Social Security Planning Workshop

 Sept 29, 2026; Sept 30, 2026
  6:00 PM
 Venue 1: The Charles Mack Citizen Center, 215 North Main Street, Mooresville NC, United States
 Venue 2:SpringHill Suites by Marriott Charlotte Lake Norman/Mooresville, 121 Gateway Boulevard, Mooresville NC, United States

Learn more...

Community Health Fair

  October 7, 2026
  10am-2pm
  Venue : Statesville Recreation Center 1875 Simonton Rd , Statesville, NC 28625

Learn more...

Check Out Our Videos

Learn With Our Videos

 Explore clear, engaging videos about Medicare, Social Security, retirement planning, and more—with a few lighter moments along the way.

Check Out Our Videos

Learn With Our Videos

Knowledge is just a click away. Explore our library of video content designed to teach, inspire, and empower you. Whether you’re a new or aged, there’s always something new to discover.

Subscribe and level up your skills today.

New Office Opening!

We’ll soon have a new office in Mooresville to better serve our growing number of clients in the Lake Norman area. Our Statesville office will remain our main location.
Stay tuned for more details!

New Office Opening!

We’ll soon have a new office in Mooresville to better serve our growing number of clients in the Lake Norman area. Our Statesville office will remain our main location.
Stay tuned for more details!