Medicare & retirement planning, made simple.

Helping people turning 65, current Medicare beneficiaries, retirees, and their families make confident healthcare and retirement decisions.

Medicare & retirement planning, made simple.

Helping people turning 65, current Medicare beneficiaries, retirees, and their families make confident healthcare and retirement decisions.

Medicare

Medicare provides trusted health coverage for eligible individuals. Stay protected with affordable care and peace of mind.

Retirement Planning

Plan today for a secure and comfortable retirement. Build lasting financial confidence for the future.

Social Security

Maximize your Social Security benefits with smart planning. Secure a more confident financial future.

Long-Term Care

Plan for future care with confidence. Protect your health, independence, and savings.

Life Insurance

Protect your loved ones with dependable life insurance. Secure their future with confidence and care.

ACA Health Insurance

Affordable ACA health coverage for you and your family. Get quality care with plans that fit your budget.

Your plain-language planning guide

Written by ZCare founder Yaz Furukawa — a step-by-step walkthrough of Medicare choices, Social Security timing, and the questions everyone wishes they'd asked before enrolling.

 Turning 65 checklist and enrollment timeline

 Advantage vs. Supplement, in plain English

 Part D and the IRMAA surcharge, demystified

 Social Security timing scenarios for couples

 Retirement healthcare cost worksheet

What Our Clients Say

By far the best service and health insurance products I have ever experienced. I couldn’t possibly recommend ZCARE any higher. They will treat you the way you have always wanted to be treated. They are The Best!

Tom F

Great company who’s been around OVER 10 years! They are very friendly, patient, and knowledgeable. Yasushi has helped me and several family members with medical insurance, dental insurance, and life insurance. Give them a call for all of your needs!

Stephen W

The professional manner in which Mr. Furukawa handles the needs of his clients is commendable. He is caring to ensure each person received what his customers need and want.

Dan A

Featured Events

Community Health Fair

 Saturday, August 22, 2026
 10:00 AM – 2:00 PM
 Venue: Chestnut Grove Community Center
177 Chestnut Grove Rd, Statesville, NC 28625

Save the Post Day Party

 Saturday, August 29, 2026
 1:00 PM – 5:00 PM
 Venue: The Essence on Broad
230 W. Broad Street, Statesville, NC 28677