Medicare

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Medicare and Its Gaps

Medicare is a federal health insurance program for people 65 years of age or older or disabled. It pays for much of your health care, but not all of it. Such additional costs could be prescription drugs, deductibles, and coinsurance.

MEDIGAP Policy

Did you know for 2024, under Medicare Part A, you are now responsible for a $1,632 per occurrence deductible on hospital admissions separated by 60 days, and under Medicare Part B, after your $$240 deductible, you are responsible for roughly 20% of your remaining Medicare Part B medical expenses? The simple truth is a person with only Medicare Part A & B could face significant financial hardship with any serious or prolonged illness or medical event. This is why a Medicare Supplement, or MEDIGAP policy, is an extremely important piece to your healthcare coverage.

As an independent brokerage for over 17 years, we are dedicated to protecting you from out-of-pocket medical expenses with quality Medicare Supplement plans through top rated carriers that have been carefully researched and evaluated for financial stability, rate stability, and superior customer service. Medicare Supplements are a health insurance policy sold by private health insurance companies to fill the “gaps” in Medicare coverage.

The major advantages of a Medicare Supplement plan are as follows:

Choose any doctor or hospital that accepts Medicare